Mortgage Tools

Monthly Payment Calculator

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₦

20.0% of home price

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LTV: 80.0%

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₦

Payment Summary

Principal & Interest₦2,528
Property Tax₦417
Insurance₦100
Total Monthly Payment₦3,045

Get Pre-Approved

Get pre-approved for a mortgage and know exactly how much you can afford.

Current Mortgage Rates

30-Year Fixed

Rate:6.25%
APR:6.45%
Points:0.5

20-Year Fixed

Rate:6%
APR:6.22%
Points:0.5

15-Year Fixed

Rate:5.75%
APR:5.98%
Points:0.5

5/1 ARM

Rate:5.5%
APR:5.72%
Points:0.5

FHA 30-Year

Rate:6%
APR:6.85%
Points:0.5

VA 30-Year

Rate:5.75%
APR:6.05%
Points:0.5

Mortgage Tips & Resources

First-Time Homebuyers

  • • Save for a 20% down payment to avoid PMI
  • • Check your credit score before applying
  • • Get pre-approved before house hunting
  • • Consider FHA loans for lower down payments

Refinancing

  • • Refinance when rates drop 1% or more
  • • Calculate break-even point on closing costs
  • • Consider shortening loan term to save interest
  • • Shop multiple lenders for best rates